Gentlemen, Here is your Candidate

A Suburb in Mumbai has shown the way for the future of us Indians.

 

This is the better way to turn on its head the current selection system of nominating candidates, para dropped from above by the State / Central  Command.
If Democracy has to grow and strengthen roots in India, the candidates have to be propelled with adequate force from below by virtue of his work in the ward. 

This will get him the attention of the competing parties who can make their choice by nominating him as their future candidate too if mutually agreed. 

Future performance will decide his growth, but this is the stepping stone from those wanting and willing to serve. 

SBI Writes off Loans

 

While it may be the Need of the Hour for SBI, All signatories to approve every bad loan that is now being written off  should be investigated for Wealth beyond known sources of Income. This methodology could be an easy way of  siphoning money under the get rich quick schemes. Any un-established wealth goes back to the exchequer, and the recipients behind bars.

The Anti Graft Law

While it is a Good idea to shield officials from decisions implemented in Good faith, it must be investigated if there is any exchange of Goodwill in the decision process.
Also while the shield is to protect the official from unwarranted litigation, 
it does not and must not exempt him from declaring his assets which must be within his known sources of income. 

Since he is a Public Servant, any asset outside the income if cannot be satisfactorily explained must be confiscated, and placed in the public exchequer. 
What belongs to the people must go back to the people.

De Monetisation.... Lessons to be learnt

The Nation is Happy at the decision taken to demonetize.  

Unfortunately the entire Nation is equally angry at the poor arrangements made.
The ATM's should have all been Functional from the very moment the declaration was made. Accepting Cash should have been blocked at all ATM's in the country. But delivery of Cash in smaller denominations of 10's - 50's - 100's should never have been stopped.
The failure lay in stopping ATM's from operating. Had the ATM's continued to serve, no one would have been in distress.
Only those with stashed amounts would have to visit the banks to exchange their notes as per norms.
Also at Banks those with less than 10 notes should have been asked to line separately. Absolute chaos at all banks. When I heard Finance speak, I thought they knew what they said. But after witnessing the chaotic conditions throughout the country, I feel otherwise.

OnLine Shopping

Time the Authorities stepped in.
Similar described products are being shown as images, at a lower price. 

This is way to entice a gullible audience and increase sale. I have been cheated a couple of times. To ensure we get exactly what we order, I propose the following to the Authorities
All Products to be Coded. The code describes maximum possible information on the product, in terms of dimension, weight, color, etc. Shoppers can then check the off line stores, and verify their likes before returning to online shopping and making a buy after comparing apples to apples. Price is important but NOT the only consideration. Nobody would like to settle for a sub standard product even if it is cheap.

Online should mention the Codes of every product on display.
Buyers must have the option to make an informed choice

Is Tata on the Downhill track.........

Below is a message sent to Star Bazaar      

Regret the service levels of late.

My last month delivery after chasing your staff (Mrunal) the entire day happened post 11:00 pm

I was standing on the street leading to my house, when the delivery boy arrived from the back entry and cunningly delivered the consignment at my neighbors residence.On speaking to your staff, he claimed delivery being done, I asked to speak to the delivery man. He then unwillingly told me his number

I spoke to the delivery man. I said I had given strict instructions to call me on phone if the door is locked.

He then returned and together we collected the goods from the neighbour post mid night.

Delivery Copy No: 1811 dated 23.9.2016
Bill No: 4070363445

Yesterday I visited the store and did a Purchase

He promised to deliver by Noon today. Now it is 3:30 pm

Bill No 4080382977

Delivery Copy No: 65793

I called your helpline, and it kept repeating that you are busy 

attending to another and I should call again.
I did call twice more, but the message is the same,
and there is No attempt from your side to identify the caller and return the call.

Maybe its time you changed the approach and be more service oriented.

It may not take long to spoil the good name of the Tata's