Why Wait Until Dark

My wife and I have been with Mediclaim from 2decades or more
Regular premiums paid, No issues on that till date
Today we are both retired.
Unfortunately tragedy befell my wife when sight of one eye got
badly affected and ability to recognise reduced to nil.
She had to be urgently operated as we could not wait for cashless
modes etc considering the gravity of the situation
Bills for almost Rs 70,000/- plus have been submitted a day later to the agent
who delayed it by a couple of days due to the BEST strike

Now my letters are not being responded to
We are not as rich to hold on for so long
Will someone look into the matter and expedite

Is this lethargy or a Scam... HDFC needs to respond

I have deposited the Cancer premium with the HDFC staff on time this year
Please find screenshots below. The issue is still pending resolution.. 

Is Aruna Hotels Limited Cheating the Public

I have magnified the postal date to display that the post office stamp is of 10th August 2018. This was delivered to recipient om 11th August 2018

The letter on the Right displays a date of 17 - Jul - 2018, and asks shareholders to provide details by 31.07.2018. Circled in Red in lower section of the letter
Can an investigation be done on this Company and its management. They need to display the payments made as dividends all these years to their shareholders
The recipient of this letter has not received a single Rupee till date as dividend from this company.  

What ails Oshiwara Christian Cemetery

The Oshiwara Christian Cemetery is sectioned in 3 Phases for reasons unknown.
In normal showers Phase 1 gets flooded as can be seen in the video clip above shot last week. 
Phase 2 is about 1 feet higher in plane than phase 1 and gets flooded when rains are heavy.
Phase 3 is approximately 4 feet above phase 1 and will not get flooded.
For reasons unknown burial in Phase 3 is being blocked. Many requests have been made to the concerned to commence burials at least during Monsoon in Phase 3 seems to have met with Silence or Denial. Appreciate if the concerned can be directed to immediately sanction use of Phase 3, and a departmental inquiry conducted and the concerned officers who have blocked the requests and caused immense grief to the mourners be transferred immediately for dereliction of duty.

The Truth Revealed

After Elphinstone bridge collapse in September 2017, Railway minister Piyush Goyal promised Safety Audit of all bridges in Mumbai. Was it done & action taken? Please read RTI reply of railways in first week of June 2018.

Better Job Planning....

Maybe the better way is to create a website where all organisations are required to post in data every quarter of how many new jobs have been created or added labour/staff employed. How many jobs got redundant and employees terminated and their categories.
The quality of staff they need for future growth etc

If all Organisations make a small beginning today, maybe 3 years later there will be enough data to analyse and remove obstacles that come in the path of growth. The more people get employed the more is the increase in the tax base, and the revenues accrued to the Government coffers for better administration.
Every Organisation must have it's own Aadhar ID. This will help arrive at informed decisions.

What's Wrong with HDFC

This Account was closed by the client as can be seen below.
Incidentally this is the second closure slip as after the first closure, they kept sending reminders and charging a fee for not maintaining a minimum balance.

They have subsequently been sending reminders of the account status as below

and now they send a Credit Card for a Closed Account. Is this part of a deliberate strategy to con customers and then levy charges as Fines on some unknown pretext. Is the Ombudsman listening

And now today they issue another warning as below screenshot