For all Financial proposals offered by Agents, be they from Insurance Companies, Banks, or other Financial Institutions,
these Agents should have a Mandatory Annual Feedback Form to be filled by the client and submitted if he has to receive his commission due from that client.
This form will have ratings for all the Services to be rendered by the Agent and the Client response for the same.
This one Act will ensure the Client gets served by the Agent if he has to receive his commission either in part or full, based on client rating.
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Monday 6 March 2023
Services rendered by Agents and their Commission
Sunday 8 January 2023
Work Hard India
Which country won the 2022 Football World Cup?
If your answer is Argentina, then it is correct but there was another country that won the world cup without even playing a single match. And that country is China.
The following has been taken from the timeline of Kannan V Menon;
"10 ways in which China quietly worked behind the scenes at the Qatar World Cup...
One: World cup buildings got green electricity from a next generation power station which harvests only solar energy, built by the Power Construction Corporation of China.
Two: People were taken where they need to go in a fleet of 888 fully electric buses, made by Yutong Bus, a Chinese firm that has quietly become, as far as I can tell, the world’s biggest bus maker.
Three: The main stadium was built by China Railway Construction Corporation: that’s the firm that pops up in Africa and Europe and around the planet, known for its extraordinary ability to create infrastructure in difficult environments.
Four: What’s a sporting event without souvenir merchandise? It’s estimated that almost 70 per cent of World Cup related goods, from footballs to flags to jerseys to whistles, came from a single location in China, a southeastern city called Yiwu.
Five: A purpose-built extra-large reservoir provided clean drinking water for sports people and fans. It was constructed by Gezhouba Group, from Wuhan.
Six: The stadium-building operations needed huge amounts of heavy equipment, from massive earth movers to cranes – nearly 100 of these were supplied by China’s Sany Heavy Industry, one of the world’s biggest construction firms.
Seven: The most innovative venue was Qatar’s Stadium 974, which can be disassembled and reassembled anywhere. Designed by a Spanish architect, the 974 building blocks were made by China International Marine Containers.
Eight: Notice all the LED floodlights everywhere? They came from the Unilumin Group of China.
Nine: Most people say airconditioners are a must for survival in that environment – and China’s Midea Co supplied 2,500 aircons for the event.
Ten: Last but not least, this was the most expensive sporting event in world history, and needed a lot of support from businesses.
Nineteen China firms signed up to sponsor the event, of course with advertisements.
We are nowhere in their league yet.
There is a lot to be done - quietly and with immense national will, laser like focus, indomitable Indian spirit and most of all, sheer hard work!
Work Hard India
Sunday 27 November 2022
Friday 18 November 2022
Is this Medical Policy another scam scheme by HDFC Bank
In 2015 I did take a HDFC Health Assure Plan Policy as below
Have regularly paid all my Premiums
Now I am told I needed to be hospitalised to claim the expenses incurred
else this procedure is not covered under the claim. Till date I have incurred expenses as below
A Single Country now with a Single Helpline Number
Everyday the past two decades we see a new service being launched and a new helpline. Do you think it is possible for anyone in his normal senses to recall these 4, 6 or 8 digit numbers, especially during a crisis.
Can we not instead have a single number: Helpline: 11111111
When this number is dialled, the requirement of the person manning the service is to direct it to the correct state/service or number
This then is further directed to the next level of correctness, and so forth, that within a few minutes the final point of contact is established.
So be it a threat of Fire, or Water, be it a crime against another, the helpline is the same. The path to get there is managed by the operators
In a max of 6 transfers the final destination should have been reached
Monday 14 November 2022
Gokhale Bridge is Falling Down
In kinder garten we learnt a Nursery Rhyme "London Bridge Is Falling Down"
Today we are in a state of disbelief when one of the main connectors of the East-West corridor is crumbling. Below are some of the tit bits gathered from the various
chats and news cuttings
The Gokhale Bridge Saga or Scam
2018 – Pedestrian walkway adjacent to the flyover collapsed
Next few months – entire flyover closed
Then reopened for a short while
2019 – East and West bound lanes were alternatively closed under the pretext of
repairing the walkway
2020 – Flyover reopened and voila – the pedestrian walkway was not repaired at all.
Instead width ofthe existing flyover was reduced and the pedestrian walkway was made
on part of the road. For this they took a year and God knows the budget?
2020 – after a few months, the east bound lanes were once again shut and the road from
the east of the tracks were demolished, ostensibly to build a new bridge, lane – by -lane.
Subsequently no work seemed to be done for over 18 months except breaking of the lane to the east of the tracks and a few new pillars (in two years).
Even the new flyover coming from Juhu Lane to the flyover was closed causing
immense traffic jams, waste of time and fuel.
2020 – Work commenced on new flyover from Western Express Highway to the start
of the Gokhale Flyover East end. This used to be a wide 8 lane road and then till datewe are left with a single pot-holed lane. The only advantage of this flyover is for trafficfrom the sparsely used perpendicular Telli Gully which contributes to less than 5% ofthe through traffic. Why was this flyover even needed?
And was this more important than the Gokhale flyover?
30-Oct-2022 – Morbi bridge collapses
4-Nov-2022 – Powers that be suddenly realise that this flyover could also collapse
and orders bridge closure – a CYA tactic?
7-Nov-22 – Bridge is closed leading to utter chaos for millions of residents,
school-children, patients!
Update as on 11th November @ 7:00 pm
1. Yesterday 10 tu Nov Hon Dy CM Shri Devendra Fadnavis ji spoke to
Honble Railway Minister Shri Ashvini Vaishnavji requesting fast expedition of Gokhale bridge work
2. To follow it up, today a high level meeting of BMC, railways and Traffic dept was called by Hon Guardian Minister Shri Mangalprabhat Lodhaji
7. It is targetted to start Single lane of going and coming of bridge in June.
Thanks to Guardian Min Mangal prabhat Lodhaji fo all support.#BJP for safety of citizens and also to facilitate quicker solution for present crisis
of traffic due to closure of Gokhale bridge.
Regards,
Abhijit Samant
Ex Corporator Ward 84
https://twitter.com/AndheriLOCA/status/1591669160207323136?s=19
1) in 2019, BMC issued a Tender to
Demolish & Reconstruct the Municipal Portions of Gokhale Bridge
2) work was to be completed in 18 mths
3) Scope of work- to construct new bridges on east & west sides
(on Municipal Portion of Gokhale bridge)
4) work was to be done in Phases, so no traffic was disrupted
5) design of East & West sides of bridge were finalised
6) Three years later,
has anyone seen a ready bridge on any side of Gokhale Bridge?
7) approach bridges (on Municipal portion) are not yet completed, even after three years.
Assuming Railway part of bridge gets ready in 8 mths, as now promised......,
can the main bridge be used without approach bridges getting ready?
And what stopped the approach bridges from getting ready all these years?
Answer to this question, may unravel much about this Gokhale Bridge saga
Half-way done! Cross beams and ribs being slowly removed from Gokhale Road Bridge railway portion every night. West side is done and once all are taken out, the entire frame will be removed at one go.